So Colt would have prevented the defense from giving up back to back 4th quarter drives to the Vikings. Remember, Griffin led two drives in the 4th quarter to take the lead. That loss is on the defense.
As for Tampa, again the defense gave up a ton of points to the Bucs. But Griffin was bad and things started to avalanche.
In SF, the defense was great and only the QB was bad.
The problem with saying if only x player had played, we would have won, is that you don't know the game would have gone the exact same way if he had played. What if some of those throws Griffin wouldn't make we're throws McCoy makes but turn into INTs setting up SF with good field position. Or what if McCoy puts up some early points and the SF opens up their offense a little more and starts putting up points.The bottom line is we don't know what would have happened if McCoy had played, because he didn't play. On Sunday, we will know what happened when McCoy played against the Colts.