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I think Scot McC gave a very well thought out explanation of why they took the 5th year option. I'll try not to repeat stuff I've said in other threads, but it's difficult.
Allow me to consider McD5's arguments one by one...
1) $16M worth of risk: Every team who guarantees a player money assumes some level of risk... Currently, there are 17 teams who have at least verbally committed to exercising the 5th year option. While the money is not inconsequential, the actual risk is small and can be managed. If Robert starts to revert to 2013/14 form, we can bench him. Technically, Indy (Luck) & Miami (Tannehill) are assuming the same risk with their top 10 pick QBs. Anyone can receive an injury that wipes out an entire season at any time.
2) $16M: Sam Bradford is the 16th ranked QB by salary cap and counts for $13M on average every year. Andy Dalton's contract averages $16M a year and he is the 14th ranked QB, so you see... $16M is about the going rate for an average to decent QB in the NFL THIS YEAR. Next year, who knows what the average will be... However, Luck & Tannehill will both be making $16M that same year. Of course, everyone (including RGIII), if they aren't cut, they will be negotiated so that the $16M will be spread across multiple years and they will undoubtedly count for far less than $16M in 2016.
3) Huge history of injuries: Robert has missed only 1 game in 2012 & 7 games last season. Each year, he started the season on the active roster. What we're talking about is him receiving an injury at the end of next season that makes him unable to pass a physical in March 2016. Even if Robert is injured, if he shows value as a good QB in 2015, they will renegotiate his deal. All that matters is that Robert plays well next year and earns the job as starting QB for the future. Injury doesn't matter... Robert's performance is what matters most.
4) Not anywhere near the top of the league: I agree he isn't a top 15 QB based on his performances in 2013/2014. But, the Redskins haven't had a QB who warranted a top 10 salary in a number of decades. Maybe we just don't appreciate how much other teams are paying for average QBs. It's a 1 year commitment of $16M IF he is on the roster in September 2016 or can't play after March 2016... BTW, Aaron Rodgers has a career ending injury this year, the Packers are on the hook for $54M guaranteed... Just let that sink in. How much do you think Andrew Luck will be signing for in 2016? You don't think Seattle wishes they took Russell Wilson in the 1st round instead of Bruce Irvin? They decided not to exercise Irvin's option, wouldn't they love to have it with Russell Wilson. They'll probably be over $40M guaranteed in that deal, no doubt about it.
5) Huge brainfart/tactical fail: McCloughan made the sensible decision to buy time and gain leverage... He obviously didn't want to give up on a player who is 2 years removed from rookie of the year and 3 years removed from the Heisman (oh, both seasons his competition was Andrew Luck)...
Allow me to consider McD5's arguments one by one...
1) $16M worth of risk: Every team who guarantees a player money assumes some level of risk... Currently, there are 17 teams who have at least verbally committed to exercising the 5th year option. While the money is not inconsequential, the actual risk is small and can be managed. If Robert starts to revert to 2013/14 form, we can bench him. Technically, Indy (Luck) & Miami (Tannehill) are assuming the same risk with their top 10 pick QBs. Anyone can receive an injury that wipes out an entire season at any time.
2) $16M: Sam Bradford is the 16th ranked QB by salary cap and counts for $13M on average every year. Andy Dalton's contract averages $16M a year and he is the 14th ranked QB, so you see... $16M is about the going rate for an average to decent QB in the NFL THIS YEAR. Next year, who knows what the average will be... However, Luck & Tannehill will both be making $16M that same year. Of course, everyone (including RGIII), if they aren't cut, they will be negotiated so that the $16M will be spread across multiple years and they will undoubtedly count for far less than $16M in 2016.
3) Huge history of injuries: Robert has missed only 1 game in 2012 & 7 games last season. Each year, he started the season on the active roster. What we're talking about is him receiving an injury at the end of next season that makes him unable to pass a physical in March 2016. Even if Robert is injured, if he shows value as a good QB in 2015, they will renegotiate his deal. All that matters is that Robert plays well next year and earns the job as starting QB for the future. Injury doesn't matter... Robert's performance is what matters most.
4) Not anywhere near the top of the league: I agree he isn't a top 15 QB based on his performances in 2013/2014. But, the Redskins haven't had a QB who warranted a top 10 salary in a number of decades. Maybe we just don't appreciate how much other teams are paying for average QBs. It's a 1 year commitment of $16M IF he is on the roster in September 2016 or can't play after March 2016... BTW, Aaron Rodgers has a career ending injury this year, the Packers are on the hook for $54M guaranteed... Just let that sink in. How much do you think Andrew Luck will be signing for in 2016? You don't think Seattle wishes they took Russell Wilson in the 1st round instead of Bruce Irvin? They decided not to exercise Irvin's option, wouldn't they love to have it with Russell Wilson. They'll probably be over $40M guaranteed in that deal, no doubt about it.
5) Huge brainfart/tactical fail: McCloughan made the sensible decision to buy time and gain leverage... He obviously didn't want to give up on a player who is 2 years removed from rookie of the year and 3 years removed from the Heisman (oh, both seasons his competition was Andrew Luck)...