Which is safer ?

[Fear The Spear]

Which is safer ?

1) Walk around with no cash, and only use credit cards, which puts you at risk of skimmers, scanners, scammers, hackers, and other fraud ?

2) Or just walk around with cash, and risk getting mugged ?

Which is more likely to happen ?

 

[Elephant]

In today's world? Credit Cards.

 

[Fear The Spear]

In today's world? Credit Cards.

My bet is Extreme would disagree

http://www.bgobsession.com/showthread.php?t=44252

 

[Boone]

Might also depend on where you live. I think the risk of someone capturing my credit card info is extremely low given the rural area I live in. Then again, the risk of someone robbing me is equally low.

If I lived in a major metropolitan area, I'd probably just take some simple precautions with my credit cards (there are anti-theft tools out there), but I certainly don't think carrying a lot of cash is a smart move no matter where you live.

 

[Elephant]

My bet is Extreme would disagree

http://www.bgobsession.com/showthread.php?t=44252

Ha! I have done it again. Cash is safer! I misread the title.

 

[Fear The Spear]

Ha! I have done it again. Cash is safer! I misread the title.

That was my bad. I posted contradictory questions between the title and the post, which would have yielded contradictory answers : "Which is safer", and then "Which is more likely to happen" is probably what mis-lead you.

 

[renaissance]

There are protections against credit card theft. You can usually dispute charges and get your money back, and it's much easier to trace card use back to someone. Some asshole steals your cash and you are SOL.

Of course you should have included the third and best option - traveler's checks!

 

[Elephant]

That was my bad. I posted contradictory questions between the title and the post, which would have yielded contradictory answers : "Which is safer", and then "Which is more likely to happen" is probably what mis-lead you.

No, I'm dumb as a brick sometimes.

 

[Burgundy Burner]

The safest approach is to not say what you do in a popular internet forum.

 

[Elephant]

The safest approach is to not say what you do in a popular internet forum.

Cash may be safer, that doesn't mean I have any!

 

[Fear The Spear]

Personally I prefer to only use cash because I have a tendency to go over my limit on my CC and have to pay big ass fees.

Guesss I should have qualified the question better, to include Debit/Check Cards, since those can be victimized just like Credit Cards.