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Tips for everyone to give, take, share on saving money

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Fear The Spear

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Don't know about you, but in this economy my budget has forced me to get super creative on saving money.
Here's a few of my own. Share some of yours if you have any.

Instead of buying tupperware, and some glassware, save the jars or containers from food products you buy, such as used peanut butter jars, pasta sauce jars, etc and use them to store leftovers such as sauces in the refrigerator, after meals.

Save money on haircuts, by going from one extreme to the other, in your hair-length. In other words, when you get your haircut, get it cut to the shortest possible length you can tolerate, then grow it to the longest length you can tolerate, thus maximizing the intervals between haircuts. I currently have gone 5 months without a haircut.

Can't remember my others right now, but I'll add them, as I remember.
 

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Henry

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I realize there are several savvy-investor types on this board who will probably disagree with me, but if you have a little money each month to invest, look up 'dollar cost averaging.'

Even these days it works.
 

Snydershrugged

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Good thread idea!

We cut out paying for TV service completely and have yet to have missed a program we wanted to see (and for free!)

We use a Boxee unit to get everything and save over $100 per month.
 

McD5

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SS, can you watch programs live on Boxee? Like live Redskins games?
 

Fear The Spear

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Scratch the plan on the "long interval haircuts", and just shave your head completely with your own razor.

Not only saves money on haircuts, but also on shampoo, conditioner, hair gel, combs, hairbrushes, and more
 

Nobody

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Army

Damn, the lunchable idea is actually smart as hell. I bet it's a lot cheaper than the $4 they charge for lunchables at the store too.
 

Lanky Livingston

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I've never had a lunchable. Isn't it just crackers and meat?

We usually cook extra dinner so that we have leftovers to take for lunch the next day. But no matter what you do, packing your lunch is the best money-saving advice I can give. I have coworkers who literally spend $60-80 a week buying lunch every day. Unreal!
 

Nobody

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Army

Amateurs. What you guys are calling saving money, poor people call life :laugh:

1. When they get low, add water to the hand soap, ketchup, shampoo, etc. and shake vigorously.

2. Who needs cable? Your neighbor has cable. Make friends with them, and have them run you a line.

3. Who needs an electric bill? Have the same neighbor run some extension cords.

4. Who needs a wife taking all your hard earned money? Your neighbor has a wife......use your imagination.

5. Cut your gasoline bill in half by siphoning from your neighbor when you get low and need to top off the old tank.

6. Use condoms twice by turning them inside out and shaking the **** out of them. Yes, I went for the double pun and nailed it :laugh:

7. Make a urine recycler. The astronauts use them. Convert your urine to clean water. This can be used for cooking, cleaning, drinking, etc. Be creative. Waste not, want not. If you have an empty 2 liter bottle and a coffee filter, you're already closer than you think.

8. Place cat by bottom of front door to decrease drafts.

9. Cardboard boxes can fix a broken car window.

10. One square of toilet paper is all that you need. You can always wash your hands.

11. Act sick after eating at a restaurant, then accept your refund along with a new complimentary meal.

I don't condone or do any of these, but desperate times call for desperate measures :D

In all seriousness though, the best advice I can give gentlemen, is learn how to fix **** yourself. It really isn't that hard to do if you just think about it, or read up on it or whatever you have to do. If there's something you think you can't do yourself, i guarantee you there's a video on youtube that will walk you through it like the lady you are :laugh:

Seriously though, the fact I can fix, replace or repair damn near everything myself has saved me at least $5,000 a year for years.
 
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Nobody

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Army

I've never had a lunchable. Isn't it just crackers and meat?
That's how they started out, but a while back they started making ones with pizza, nachos, chicken nuggets, etc. Total waste of money unless you make them yourself like Mike mentioned. That's just genius. Oscar Mayer has some more gourmet type adult style lunchables that are good, but a Wawa sub is better and the same price, and you get a lot more.

We usually cook extra dinner so that we have leftovers to take for lunch the next day. But no matter what you do, packing your lunch is the best money-saving advice I can give. I have coworkers who literally spend $60-80 a week buying lunch every day. Unreal!
So true. I've seen people spend so much on lunch for the week it makes me sick.
 

Fear The Spear

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1. When they get low, add water to the hand soap, ketchup, shampoo, etc. and shake vigorously.
Manufacturers already do this before they sell you the product.
Read the ingredients - they're 99% water already.

But no matter what you do, packing your lunch is the best money-saving advice I can give. I have coworkers who literally spend $60-80 a week buying lunch every day. Unreal!
Not just a waste of money, but very unhealthy....which leads to health problems.....and more wasted money
 

Snydershrugged

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One that I really wish I had put more time into is to learn handyman type skills. Not to the level of professional, but to the level of just enough to get by without paying someone.
 

servumtuum

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The Web as been a killer resource for me in this area. Just Google (or Hotbot, Bing, Yahoo, or whatever) what you want to do or have with terms like "budget", "cheap", "frugal", "inexpensive", "moneywise", "thrifty" or similar in the searchbox. You'll find links all over the place to blogs, forums, even online magazines full of interesting and useful tips on doing things for less or even no money-like Extreme learning to fix stuff rather than paying a service tech.

A similar tool I've used is the phrase "Unique uses for household items"-you can substitute the words "unusual", "surprising", or something similar-be imaginative, you may be surprised how much info is out there on saving money.

A lot of people are doing this now and they're posting it online-it's a great resource.
 

Lanky Livingston

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A great website to get bargains is slickdeals.net - you can find some great ones on there.
 

Nobody

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Army

One that I really wish I had put more time into is to learn handyman type skills. Not to the level of professional, but to the level of just enough to get by without paying someone.
Honestly, I have a ton of handyman type skills, and just about every one of them is self-taught. I've been using them for a long time, so I have gotten incredibly good at it, but I think peoples fear of thinking they can't do it is actually worse than their actual inability to do it. It really isn't hard work, it just takes practice. I do all of my own auto repairs, I do my own roof repairs, my own plumbing/sink and bathtub installation, my own electrical wiring/breaker installation or replacement/junction box additions/etc., I do my own flooring, drywall repair, fence installation and repair, HVAC work. And I have never done a single one of them for a job or had any training at all. The best advice if you try to repair something, is learn to do it right so you don't do it twice. I have never paid a repair man for anything other than replacing a tie rod on my old car that the previous owner welded on. The money saved is worth learning the skill.

An additional savings you receive is the fact that you can buy a piece of **** vehicle for way under blue book, fix it yourself with replacement parts, and still save thousands and have a vehicle that runs like new.
 

tshile

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To me the best way to make the most of your budget is to first understand your spending. If you're having difficulties with where money is going or keeping track there are some programs out there that automatically download your banking, credit card, loan, and investment transaction and let you analyze them all in different ways.

I use quicken and really like it (made by the same people that made turbo tax). There are others as well.
 

Nobody

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Army

To me the best way to make the most of your budget is to first understand your spending. If you're having difficulties with where money is going or keeping track there are some programs out there that automatically download your banking, credit card, loan, and investment transaction and let you analyze them all in different ways.

I use quicken and really like it (made by the same people that made turbo tax). There are others as well.
They have a lot of aps that track every penny you spend now, you just enter it right there when you spend it so you always know where its at now. Works great when you're Christmas shopping or spending a tax check.
 

McD5

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There is some great advice in this thread, and I definitely need it. I'm going to start with quicken tonight. I cannot believe how quickly my money goes.

I have one other piece of advice. Never, and I mean ever, buy a boat. The maintenance is so costly.
 

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