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I have some debts over the years which have evolved into Collection Agency accounts, and that's about as far as they have gone.
But just recently for the first time, I received a phone message from a particular law firm. I looked up their website and they specialize in collecting debts. My question is, does the fact that it's being handled by a law firm, mean that it's escalated beyond the level of collection agency, into possible legal or court action ? Or just a "lateral move" of the debt to the law firm, and being not much different than a collection agency ?
But just recently for the first time, I received a phone message from a particular law firm. I looked up their website and they specialize in collecting debts. My question is, does the fact that it's being handled by a law firm, mean that it's escalated beyond the level of collection agency, into possible legal or court action ? Or just a "lateral move" of the debt to the law firm, and being not much different than a collection agency ?